Angers is a city where life is good, so if you want to invest in real estate, go for it. Indeed, this place has been reclassified in Pinel B1 zone, so you will have the opportunity to invest in new rental without breaking the bank. In order to help you in this process, a wealth management firm will be at your side.
Tailor-made advice and solutions
Experts will accompany you throughout your project and advise you wisely. They will study your file, carry out a personalized and costed study, according to your personal, professional, financial and fiscal situation. They will offer you a turnkey solution and will present one or more properties that meet your requirements. These specialists will be a real support for all stages of your investment since they will watch over everything. You will therefore not have to worry about the notary, broker, modification work, tax declaration, etc. What is more, you will not be billed for advice given and solutions provided by the firm. Indeed, it is the real estate developer who will pay for the services, without increasing the price of your property. Anyway, by investing with the Pinel Law in Angers, you will benefit from many advantages because you will be able to enjoy a tax reduction of 12, 18 or 21% of the total amount of your investment, depending on the duration selected rental commitment. Indeed, you can rent your property over 6, 9 or 12 years. In addition, thanks to this device, it is possible to acquire rental housing without contribution. Yes, as the tax reduction and the rents collected will largely finance the property, it will not be necessary to “advance” money, which is still an interesting asset.
Some specificities to respect
By acquiring a property to rent it out, you will benefit from additional income each month while building up a solid heritage. This investment will allow you to prepare for your retirement in better conditions. In addition, this property can be rented to your children and even to your parents. However, to be able to claim the Pinel law, you must be subject to income tax and be a taxpayer in France. It is imperative to invest in a new property or sold in the future state of completion (VEFA) and respectful of the BBC standard or the provisions of the RT 2012. The accommodation must be rented without furniture, serve as the tenant’s main accommodation and be in a Pinel eligible area. You will also have to rent it for 6, 9 or 12 years, at most 1 year after having acquired it. Last important point to benefit from the advantages of the device: the rent ceiling of the housing area must be respected as well as the tenant’s resource ceiling. If all these criteria are met, you can acquire your property by taking advantage of the conditions of the Pinel law. Either way, the wealth management firm will guide you in the best way possible, so no mistakes will be made. You will only have to take advantage of the money that will come in each month and prepare your future as a future retiree …